Which entity typically performs a title search?

A title search is a critical process in real estate transactions that involves examining public records to determine the legal ownership of a property and to identify any claims, liens, or encumbrances that may affect its title. Typically, this important function is carried out by a title company or an attorney specialize in real estate law.

Title companies and attorneys possess the expertise necessary to navigate through complex public records and ensure that the title is clear for the buyer. They review deeds, mortgages, tax records, and other legal documents to confirm that the title is free from defects and that the seller has the right to sell the property. This thorough examination protects both the buyer and lender from potential issues that may arise after the purchase, such as disputes over ownership or unpaid debts associated with the property.

Other entities, such as mortgage brokers, property managers, and real estate agents, have different roles within a real estate transaction. Mortgage brokers assist in securing financing, property managers handle day-to-day management issues, and real estate agents facilitate the buying and selling process. Their functions are essential, but they do not typically engage in the specialized task of conducting a title search. This distinction reinforces why a title company or attorney is the correct choice for this responsibility.