Which term best describes the management, creation, and study of money, banking, and credit?

The term that best describes the management, creation, and study of money, banking, and credit is finance. Finance encompasses a broad spectrum of activities and areas related to analyzing, allocating, and utilizing financial resources effectively. It includes understanding how money flows in the economy, the operations of banks, the principles underlying credit systems, and investment analyses, among other things.

Economics, while related, is a broader field that examines how societies use scarce resources. It includes concepts beyond just financial aspects, such as production, consumption, and distribution of goods and services. Banking and credit are components of finance, focusing specifically on financial institutions and credit systems respectively, but do not encapsulate the entire scope of management and study of money in the way finance does. Thus, finance is the most accurate term in this context.